The Medicare Moment

If you’ve looked at your plan’s drug formulary lately, it’s likely that you’ve seen some codes like PA, QL, ST, and B vs. D next to medications in the list. When you see B vs. D, that means that the medication may be covered under Part B (Medical Services) instead of...

“How do I know if my Medicare Advantage or Part D Prescription Drug Plan benefits or cost-sharing are changing in 2021?” The easiest way to know what has changed with your plan is to review your plan’s Annual Notice of Change document. Plans are required to ensure...

Well folks, I know it is HOT, HOT, HOT outside right now, but believe it or not, we are RIGHT AROUND THE CORNER from the Medicare Annual Election Period that runs from October 15th thru December 7th. This means that you need to watch your email inbox for our annual...

There are always those unscrupulous or social deviants out there who, in any crisis, attempt to take advantage of people. These people are the absolute scum of the earth!(Wait! Did I say that out loud?) JUST SO YOU KNOW: • Medicare will never contact you for your...

Times are crazy! I think most of us would agree that we would like a do-over for 2020. People are stressed out worrying not only about catching the virus but worrying about going to the doctor for any care and potentially being exposed to the virus along with fears...

What is Telehealth? Many medical plans have a medical telephone service that will allow you to talk directly to a doctor or a Nurse Practitioner (NP). These calls can save you a trip to the doctor’s office, Urgent Care center, or hospital Emergency Room. This is...