What do I do when?

Meet with a qualified advisor, licensed and certified, with multiple Medicare insurance plans to learn about all of your Medicare options, including remaining on Employee and Retiree Group Insurance.

Enroll in Medicare Part A

If you are not covered by Employer Group Health Insurance Plan, with more than 20 people insured, you will need to enroll in Medicare’s Part B and Part D.

Additionally

Choose Medicare as your insurance and enroll in a Medicare Supplement (Medigap) and a Part D Prescription Drug Plan.

or…

Replace your Medicare benefits by selecting a Medicare Advantage Plan including Part D prescription drugs.

Enroll in Part A and Part B of Medicare

then

Choose Medicare as your insurance and select a Medicare Supplement (Medigap) and a Part D Prescription Drug Plan.

or…

Replace your Medicare benefits by selecting a Medicare Advantage Plan including Part D prescription drugs.

Annual Election Period (Open Enrollment) for Medicare Advantage Plans and Medicare Part D Prescription Drug Plans. Select a plan that most appropriately meets your needs.

Annual Disenrollment Period for Medicare Advantage Plans and Medicare Part D Prescription Drug Plans. This is the when you can disenroll from your Medicare Advantage Plan, or Medicare Part D Prescription Drug Plan without being locked in for the rest of the year.

Medicare Trial Period for Medicare Advantage. Change from a Medicare Advantage Plan back to Original Medicare, then select a Medicare Supplement and a Part D Prescription Drug Plan.